Thats like the ford/chevy debate . I agree with the cocked and locked, thats how I carry and I always go shoot with the lock on so I dont even think about it. Actually got so used to it I went and shot my sig 229 and I instinctively went to flip the safety down but there was nothing there. So just carry cocked and locked and stop reading into it. I would be more concerned with your choice of caliber but Its your personal choice. I suppose its better than nothing.