Turns out that since I owe the IRS so much, I have to cash in a 401k to pay it. I figure I may as well cash the whole thing in, pay off some other debts and get myself a 1911 (and a reloading setup, but I asked about that separately). I do have a sort of small hand, the Ruger P series was fine for me though in 9mm. So far I was considering going low end on the base, and getting a rock island arms and then customizing, but I've always had a fond spot for Springfield too.