I simply tell them that I carry a firearm for EXACTLY the same reason I fasten my seatbelt.
If I knew I would be in an auto accident I would simply stay at home that day, so since I can't know, I fasten my seatbelt. The prudent thing to do.
If I knew I would be attacked I would simply stay at home that day, so since I can't know, I carry a firearm.
Would you recklessly recommend I ride in an automobile without fastening my seatbelt?