im also pretty broke. hustled into this rifle for very little out of pocket. the complete lower with PRS was traded for a parts car i paid $200 for. i paid $200 cash and $200 in gift cards for the upper. i sold that beastly 24" upper for $600 local and put the new one together for around $750 so im not too bad off . the MEGA complete receiver set i just scored.is about 4 gun trades deep that started as a XD40 i paid $350 for. im always looking for deals and things i can flip or trade up with. i scan the local forums and backpage several times a day.. always hunting. my train of trades over the past 2 years is dizzying and almost a part time job in itself, but its how my toys get built. to be honest i think its fun.