And welcome from Arkansas. (misspelled my own damn state three times ... must be past o'beer thirty). Brother, get what you want. If anybody says you shouldn't have it, offer to write them a check for what it's worth ... payable from your casket at your funeral. Hey, if the wife and kids are well fed, clothed, educated, etc., then it's your money. Do with it what makes you happy! Of course, this assumes you aren't a kept man. If you are, would you mind sharing how you got to be that way so the rest of us could learn from your example?